The Economics of Cyber Risk Costs, Resilience, and Regulatory Frameworks

Thomas Walker is Professor of Finance and Director of the Jacques Ménard-BMO Center for Capital Markets and the Emerging Risks Information Centre (ERIC) at Concordia University in Montreal, Canada. In addition, he serves as director of the Institute for Sustainable Finance (ISF) at Queen's University, Kingston, Canada. His research spans emerging risk management, sustainable finance, corporate governance, and fintech; he has published over 90 articles and 25 edited books in these areas and leads related projects funded by SSHRC, Biodiversa+, and FRQ.

Marcus Glenn Walker is Partner and Co‑CEO of Dragon Data Solutions in Germany. He is an expert in AI, cybersecurity, and transportation systems, leading a German government–funded research program to develop AI solutions that improve trucking efficiency and reduce emissions.

Victoria Kelly is Research Associate at Concordia University. With a BSc in Biology and MA in History, she contributes to ERIC projects on sustainability, climate change, cybersecurity, and urban development, and is pursuing PhD research on Canada’s eugenics movement.

Rajesh Kumar Tharumar is Research Associate for the Emerging Risks Information Centre (ERIC) of John Molson School of Business at Concordia University.