Produktbild: The PAYTECH Book

The PAYTECH Book The Payment Technology Handbook for Investors, Entrepreneurs, and FinTech Visionaries

32,99 €

inkl. gesetzl. MwSt., Versandkostenfrei


Beschreibung

Produktdetails

Einband

Taschenbuch

Erscheinungsdatum

26.12.2019

Herausgeber

Chishti Susanne + weitere

Verlag

John Wiley & Sons Inc

Seitenzahl

256

Maße (L/B/H)

24,9/18,9/1,5 cm

Gewicht

557 g

Auflage

1. Auflage

Sprache

Englisch

ISBN

978-1-119-55191-1

Beschreibung

Produktdetails

Einband

Taschenbuch

Erscheinungsdatum

26.12.2019

Herausgeber

Verlag

John Wiley & Sons Inc

Seitenzahl

256

Maße (L/B/H)

24,9/18,9/1,5 cm

Gewicht

557 g

Auflage

1. Auflage

Sprache

Englisch

ISBN

978-1-119-55191-1

Herstelleradresse

Libri GmbH
Europaallee 1
36244 Bad Hersfeld
DE

Email: gpsr@libri.de

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  • Produktbild: The PAYTECH Book
  • Preface viii

    About the Editors xi

    Acknowledgements xiii

    1. Payments Explained

    Payments are Getting Political Again 6

    Money: A History of Gods and Codes 11

    Payments Explained 14

    From Barter to App - How Payments Have Changed 17

    Do We Still Need to Pay? 21

    How ACH and Real-Time Payments Clearing and Settlement Works 23

    Payments as a Service 26

    The New Emerging Banks and Their Role in Payments 28

    The Payments Race 31

    PayTech Regulation Trends 34

    An Innovative Local Payments Method in an Ancient Land 37

    2. Payment System Infrastructures and Money Transfer Technologies

    The Convergence of Card Payments and Bank Payments 46

    Instant Payments: A New Deal for the Payments Market? 49

    PIN on Mobile - A Pivotal Moment for Payments 51

    PayTech in the Cloud 54

    The Rise of a Super-Correspondent Banking Network 56

    Why Distinctions within Mobile Wallets and Tokenization Matter 59

    The Future is Already Here; It is Just Not Evenly Distributed 61

    PSD2 Open Banking: The Challenges of Third-Party Provider Identity and Regulatory Checking 64

    Taking PayTech to the Villages of India 68

    3. Payments Regulation and Compliance

    How Payments Regulation and Compliance Can Create a Better Future 74

    Refining the Collective Responsibility for Compliance 78

    Can Operational Agility Grow Payments in the New Online Platform Marketplaces? 81

    The Hidden Value of Greater Standardization for the EU-Wide FinTech Market 84

    Is Europe a Good Example of Open Banking? 86

    Taking Back the Power: Regulations in the EU are Changing the Face of Banking 88

    Achieving Control Effectiveness and Sustainable Compliance Using Nine Factors 91

    Money Laundering Laws, Technology and Keeping Up with Criminals 94

    Dynamic Regulation Readiness - Implementing the 5th Anti-Money Laundering Directive 97

    eKYC: The Next Mountain for e-Businesses to Climb 100

    AML Systems After Madoff: Ponzi-Identification Using "Complexity" 102

    4. Blockchain Regulation Around the World

    Understanding Cryptocurrencies, Blockchain Technology and Regulations 110

    Blockchain, Cryptocurrencies and How They Fit Within Current Payments Regulation 114

    Blockchain and Beyond 117

    Will Central Banks Adopt the New World Economy of Cryptocurrencies? 119

    The Case for a National Cryptocurrency 122

    Regulation and the Future of Blockchain: Which Approach Will Succeed? 124

    Web 3.0 - The Internet of Value 127

    Blockchain - An Elixir for Anti-Money Laundering? 129

    Facilitating Online Crypto-Payments Now and in the Future 132

    A New Law for Derivatives Markets and the Use of Smart Contracts 134

    PayTech and Blockchain: Adjusting for Security and Risk 137

    Cryptocommodities: An Essential Element of Decentralized Payments 140

    5. Payments in Practice

    The Perspective of a Passionate Payments CEO 148

    Plugging the Data Black Hole: How Mobile Self-Checkout Can Help Revive the High Street 152

    How UnionPay Quick Pass is Beating Alipay and WeChat Pay in China 155

    How Payment Agility and Cash-for-Carbon Can Solve a Global Problem for Mankind 158

    Revolutionizing the Retail Industry Through Integrated Payments Systems 162

    Asset Management and Payments in India - So Near and Yet So Far 164

    Exploiting the Value of Data Embedded in Payments Systems 167

    Reinventing the Customer Experience by Focusing on the After-Payment Emotional Experience 170

    How Open Banking and Payment Touchpoints Will Save Banks 172

    Why Personal Financial Management Will Be Embedded Into the Next Generation of Payments 175

    How Helping Microbusinesses Accept Digital Payments Could Transform Kenya's Economy and Enhance Inclusion 178

    How Decentralization Can Create a Customer-Centric Ecosystem 182

    6. Blueprint for Change

    A Blueprint for Change 188

    Accelerating the Adoption of PayTech Innovations 192

    How to Build a Successful PayTech Product 195

    The Future of Digital Payments Market Infrastructures 198

    It's Money, Jim, But Not as We Know It 201

    Payments as Open Business Banking Enabler for the Gig Economy 206

    The Financial Arms Race: The Game with No Rules 209

    How Network Paradigms Can Lead to New Payments Innovations 212

    It's the Ecosystem, Stupid! Keeping Ahead in a Payments Ecosystem 215

    Mobile Money: Creating a Cash-Light Africa to Solve the Financial Inclusion Problem 217

    Back to the Future: A Miraculous Time-Trip Through the Future, Present and Past of Payments 222

    Fifteen Ways in Which Our Digital Future Will be Shaped by PayTech 225

    List of Contributors 229

    Index 236