• 1. Introduction and Overview of Consumer Credit: Development, Uses, Kinds, and Policy Issues


• 2. Consumer Credit in the Postwar Era


• 3. The Demand for Consumer Credit


• 4. Behavioral Analysis and the Demand for Consumer Credit


• 5. The Supply of Consumer Credit


• 6. Information and Credit Reporting


• 7. Consumer Credit and the Payments System: Evolution of the Credit Card


• 8. Credit for All? Issues and Concerns About Credit Availability


• 9. Federal Regulation of Consumer Credit: Credit Granting Discrimination


• 10. Federal Regulation of Consumer Credit: Disclosures


• 11. State Regulation of Consumer Credit


• 12. A Complement and a Supplement to Consumer Credit: Debt Protection and Automobile Leasing


• 13. Troubled Consumers


• 14. Conclusions